Who we Help

We're the Home Loan and Investment Loan Experts for ADF Members. Here are all the ways we can help

Rated 5 from 82 Reviews

Home Loans for ADF Members

Navy Members

Home Loans for Australian Navy Members

Secure the right home loan tailored specifically for serving and retired Navy members
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Army Members

Home Loans for Australian Army Members

Access expert home loan solutions for Army personnel nation-wide
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Air Force Members

Home Loans for Australian Air Force Members

Helping Air Force members find home loans suited to your unique circumstances
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NSW ADF Members

Home Loans for ADF Members in New South Wales

Home loan options designed for ADF members in New South Wales, serving and retired
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VIC ADF Members

Home Loans for ADF Members in Victoria

Access tailored home loans designed for serving and retired ADF members in Victoria
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QLD ADF Members

Home Loans for ADF Members in Queensland

Find expert home loan solutions suited to ADF members in Queensland, serving or retired
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SA ADF Members

Home Loans for ADF Members in South Australia

Find specialised home loans designed for ADF members across South Australia
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WA ADF Members

Home Loans for ADF Members in Western Australia

Access personalised home loan solutions tailored for ADF members in Western Australia
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NT ADF Members

Home Loans for ADF Members in the Northern Territory

Explore home loan options suited to serving and retired ADF members in the Northern Territory
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Reviews for Defence Loans

VT

Van Tran

Nick and the team at Azura Financial exceeded our expectations at every step. Their guidance was clear, their expertise was evident, and they handled every financial detail with care — giving us complete peace of mind throughout the process. We couldn't have asked for a better team by our side. Thank you very much, V&V.

SC

Shaun Cunningham

As a founder, getting a mortgage requires a couple more hoops to jump through, which is why I couldn't recommend Nick O'Sullivan and the Azura team more highly. Not only were they able to offer a seamless process, but Nick was also patient with us as we changed our minds about when to buy (over a period of years!). The truth is anyone can approach a bank and get a mortgage, but when things don't go perfectly (e.g. abrupt government changes), that's when you want a pro on your team like Nick.

sa

sarah ander

As a first home buyer, Carl and the team at Azura were incredibly helpful throughout the whole process. They made everything feel straightforward and were always there to answer any questions along the way. I’ve already recommended them to friends and would highly recommend them to anyone looking to get a mortgage!

AP

Alannah Paige

I am a first home buyer and had Carl as my mortgage broker. He worked diligently to follow up any issues or questions I had and made the process as smooth as it could. I highly recommend! Thank you Carl.

PW

Philip Woods

Carl and team were absolutely impressive with their attentiveness to answering questions no matter how stupid they were. The urgency they put into attending to timelines and requests was superb. I would recommend them without hesitation.

めめん

Nick was amazing to work with. He's easygoing, quick to reply, and genuinely a very competent broker. He made my loan possible and secured a great deal for me. Highly recommend:)

C

Carina

Nick O’Sullivan helped me with my first investment property purchase last year. As it was my first time, I had plenty of questions, but he was always happy to help and made the whole process seamless. I recently used Nick again to refinance my loan and secure a great interest rate, and once again everything was handled smoothly and efficiently. I highly recommend Nick and his team and look forward to working with them again in the future.

JS

Joey Shatari

The ONLY broker i will use in the future is Carl Elsass. That is all.

MH

Menefrida Horbino

Nick made the entire mortgage process seamless and stress-free. He was incredibly knowledgeable, responsive, and took the time to explain every step clearly. We always felt supported and confident in our decisions thanks to his guidance. Highly recommend Nick to anyone looking for a reliable and trustworthy mortgage broker